A More Affordable 401(k) Solution For Growing Businesses
Save Thousands on Audit Costs.
Reduce Complexity.
Strengthen Oversight.
The 4EVERY1(k) is a pooled employer retirement plan designed to help businesses reduce costs, manage administrative burden and gain experienced fiduciary support.
Find Out If Your Plan Qualifies!
See how eligible plans may reduce audit costs to approximately $750*
*Audit cost savings depend on plan eligibility, structure, and provider/audit arrangements. Actual costs may vary.
What Is The 4EVERY1(k)?
The 4EVERY1(k) is a Pooled Employer Plan (PEP) that allows employers of all sizes an efficient way for their employees to save for retirement without the administrative demands and fiduciary risk of a stand-alone plan. A team of industry professionals partner to build a comprehensive retirement program that allows unaffiliated employers to participate.
How Does It Work?
Through the 4EVERY1(K) PEP by Beacon Financial Services, employers will work with an industry leader and pioneer in pooled retirement solutions. Experience matters, and our partners have been successful in marrying technology, experience, and consultants who understand the pooled plan landscape. A PEP is a collection of single employer defined contribution plans that, through a pooled arrangement, share a common plan administrator, named fiduciary, investment menu, and plan year. By joining the 4EVERY1(k) PEP, employers gain access to plan resources and efficiencies typically reserved for large organizations, enabling employers of all sizes to offer a quality retirement plan to their employees.
Take A Look At Your Team Of Professionals:
| Responsibility | Provider |
|---|---|
| Financial Advisor | Beacon Financial Services |
| 3(38) Investment Manager | Beacon Financial Services |
| Recordkeeper | Transamerica |
| Pooled Plan Provider (PPP) | Transamerica |
| 3(16)/402(a) Plan Administrator | TAG Resources |
Interested In Learning How This Applies To You?
Why YOU Should Choose The 4EVERY1(k)
Plan Benefits
- Administrative relief and time savings
- Fiduciary outsourcing and professional support
- Potential cost savings
- Payroll integration
- Plan design flexibility
- Robust employee experience
- Benefits beyond the plan such as financial wellness benefits
Designed For Employers Who Want More From Their 401(k)
This plan may be the right fit for you if you are a business:
- Looking to simplify plan management
- With growing participant counts
- Seeking fiduciary support
- Concerned about plan costs
- Evaluating alternatives to your current 401(k)
Read More About The 4EVERY1(k)
4EVERY1(k) Brochure
Benefits of the 4EVERY1(k)
4EVERY1(k) Pricing
Have 100 Participants Or More In Your Plan?
For larger retirement plans, annual audits can create additional costs and internal workload. The 4EVERY1(k) may help eligible employers reduce the burden associated with individual plan audits.
